Are you scrambling for a last minute gift? Why not set somebody up with a Kiva investment account. For me, Kiva is the perfect charity based gift for kids. Instead of telling them that you made a donation in their name (which means nothing to them), give them some Kiva money to go make an investment. Then get online with them and help them decide who they should invest in. Help someone buy cattle in Tajikistan or phones for resale in Uganda. Most of the investments pay back and then the kids can re-invest it again. You can start for as little as $25. I'm giving this to several young people in my life this holiday.